The Math Does Not Change Your Life.

I want to talk about math for a second.

The S&P 500 has posted three consecutive years of double-digit gains. 25% in 2024. 16% in 2025. The index is back at all-time highs in 2026. By any historical standard, these have been exceptional years for buy-and-hold investors.

If you had $500,000 in an index fund, those returns changed your financial picture. 

If you had $50,000, they gave you roughly $6,000 to $8,000 a year.

That is real money. 

But it does not replace a job if you lose one, retire you early, or close the gap between where you are and where you want to be.

The math does not work with index funds if you are starting with less money. 

The only way to change it is to find individual stocks that move more than the index, before they move.

That is what Jeff Bierman has spent 38 years figuring out how to do.

He is not looking at the stocks everyone is watching. 

Every time he goes on CNBC or Bloomberg, they want him to talk about the glamour names. He calls them financial porn.

His career has been built around finding the stocks nobody is watching, the quiet charts where conditions are building before anybody notices.

Sprouts Farmers Market. Zero headlines, zero buzz. He entered at $67.50 while every trader in the country was watching AI and tech names.

Four days later the stock was at $75.50. 

Eight dollars per share while the name generated exactly zero coverage.

Moreover, it’s an 11.85% move in just four days. The type of return index investors are happy with after a year. 

Get a few of these a year, and you are not just competing with index returns, you’re crushing them. 

That is the opportunity that lives in the neglected part of the market. The math on that trade is different from the math on an index fund.

The replay is available now. 

Jeff flags specific names in the session, stocks with zero current coverage that his four criteria have identified.

That is where the math is different.

To your success,

Don Kaufman